1. Azman Hashim International Business School, Universiti Teknologi Malaysia, Skudai 81310, Johor, Malaysia
2. Department of Financial and Administrative Sciences, Ranyah University College, Taif University, Taif 21944, Saudi Arabia
3. Faculty of Business, Applied Science Private University (ASU), Amman 11931, Jordan
4. Faculty of Business Management, Universiti Teknologi MARA, Shah Alam 40450, Selangor, Malaysia
5. Faculty of Social Sciences and Humanities, Universiti Teknologi Malaysia, Skudai 81310, Johor, Malaysia