When Does the Gender Gap in Financial Literacy Begin?*

Author:

Preston Alison1ORCID,Wright Robert E.23ORCID

Affiliation:

1. UWA Business School University of Western Australia Perth Western Australia Australia

2. Adam Smith Business School Glasgow UK

3. School of Education, University of Glasgow Glasgow UK

Abstract

Research to date has failed to generate a comprehensive understanding of the source of the gender gap in financial literacy in adulthood. Using microdata from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and an analysis covering four age groups (15–19, 20–24, 25–29 and 30–34), this paper suggests that the gender gap starts young and well before individuals enter adulthood. The analysis also suggests that that raw (unadjusted) gender gap likely underestimates the underlying gap. It is important to establish whether the gap begins before or after children enter school, since policy aimed at addressing it would be very different.

Publisher

Wiley

Reference51 articles.

1. The influence of consumer socialisation in the home on gender differences in financial literacy

2. Explaining the Gender Gap in Financial Literacy: The Role of Non‐Cognitive Skills;Arellano A.;Economic Notes: Review of Banking, Finance and Monetary Economics,2017

3. Financial literacy and student debt

4. Australian Bureau of Statistics (ABS)(2023) ‘Socio‐Economic Indexes for Areas (SEIFA) Australia Methodology ’ Released 27 April 2023.

5. The Gender Wage Gap: Extent, Trends, and Explanations

同舟云学术

1.学者识别学者识别

2.学术分析学术分析

3.人才评估人才评估

"同舟云学术"是以全球学者为主线,采集、加工和组织学术论文而形成的新型学术文献查询和分析系统,可以对全球学者进行文献检索和人才价值评估。用户可以通过关注某些学科领域的顶尖人物而持续追踪该领域的学科进展和研究前沿。经过近期的数据扩容,当前同舟云学术共收录了国内外主流学术期刊6万余种,收集的期刊论文及会议论文总量共计约1.5亿篇,并以每天添加12000余篇中外论文的速度递增。我们也可以为用户提供个性化、定制化的学者数据。欢迎来电咨询!咨询电话:010-8811{复制后删除}0370

www.globalauthorid.com

TOP

Copyright © 2019-2024 北京同舟云网络信息技术有限公司
京公网安备11010802033243号  京ICP备18003416号-3